When you have children or grandchildren, your first thought is often, "How do I give them the world?" But the second may be, "How do I raise good, kind, generous people—the opposite of spoiled?" They can coexist, but what is...
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All Thoughts
When it comes to document retention, it is easy to get overwhelmed figuring out what to keep and what to discard. Often, we resort to keeping EVERYTHING. But in this digital age, with online statement and document retrieval,...
Many of you may know that I finished school with a degree in engineering. Chemical Engineering to be exact. The type of personality that might be attracted to the engineering sciences most often has a data-driven,...
Earlier this year, the Social Security Board of Trustees released their annual report on the solvency of Social Security benefits. Over several years, the Board of Trustees has continued to report on funding issues for...
Following up on our recent blog – Resolute, Part I – The Stock Market – we now shift our focus to bonds. There’s a tenet of investing known as the Risk/Return Tradeoff. Simply put, the more inherently risky an investment is,...
Everybody wants to teach their kids the most important and valuable things in life. Money management is an essential life skill that is important at all ages. Whether you are a child or well into your retirement, there are...
The turning of the calendar from April to May marks approximately 480 calendar days from the S&P 500’s previous high[i]. During this time, stocks have lived in bear market territory for more than half of those days[ii]. To...
From time to time, we get calls from clients asking about trusts and if they should be incorporated into a financial plan. While these vehicles can be a sophisticated tool for transferring assets, they can come with high costs...
While younger generations have been caring for their elders since the beginning of time, today’s concept of Elder Care is much different. Without going into an extensive analysis, we can recognize that advances in technology...